Abstract
Since 2007, people's spending habits began to change: from cash to the bank card, from mobile phone to non-cash transactions, from traditional finance to network finance. And the rapid rise of emerging industries results in many of the P2P Financial Corporation established, it makes the P2P platform trading volume continue to rise at an alarming rate. In this context, the industry self-discipline environment is like the mining of good and evil. The atmosphere was foul, bad phenomenon, investors difficult activist phenomenon, the phenomenon of credit default as one falls, another rises to a series of problems, such as serious absence of P2P financial supervision to promote the healthy and sustainable development, is a major problem for all participants, which must to be solved.
Firstly, P2P development of management mode in the current situation in our country is discussed, and then it analyzes the P2P network of financial management platform , finally it proposes the existing problems in the relative countermeasures and suggestions of effective P2P financing mode, hoping to promote its advantages, overcoming the disadvantages of P2P.
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