Current Situation of Digital Inclusive Finance in China
Download PDF
$currentUrl="http://$_SERVER[HTTP_HOST]$_SERVER[REQUEST_URI]"

Keywords

Digital inclusive finance
Status quo
Problems
Countermeasure

DOI

10.26689/pbes.v7i5.8622

Submitted : 2024-09-23
Accepted : 2024-10-08
Published : 2024-10-23

Abstract

Inclusive finance is not only an innovation in financial service concepts but also an institutional arrangement to address the imbalance in social and economic development. Therefore, it is particularly necessary to study the current development status, development level, and challenges of inclusive finance and to conduct research on these issues. Overall, inclusive finance has demonstrated a positive momentum of development, but improvements are still needed in terms of market players, products and services, and the external ecosystem. China’s inclusive finance is still in its infancy, making it essential to accelerate its development and promote inclusive finance in the country.

References

Sun L 2019, Research on the Path of Inclusive Finance to Boost Rural Revitalization – Based on A Case Study of Inclusive Finance Reform Pilot Zone in Lankao. Modern Economic Information, 2019(24): 295 + 297.

Ma H, Ibreyimu A, Fan J, 2018, Analysis of Inclusive Finance Development Level in Xinjiang – Based on Inclusive Finance Development Index. Xinjiang Finance and Economics, 2018(5): 15–24.

Ma H, 2018, Digitalization Leads the Way of Inclusive Finance – Research on the Development and Trend of Inclusive Finance. Economist, 2018(10): 169–170.

Peng H, 2018, Exploring the Unique Road of Inclusive Finance Development – Interview with Yan Yong, General Manager of Inclusive Finance Department of Industrial Bank. China Credit Card, 2018(11): 23–29.

Sun L, 2018, Research on Sustainable Development of Inclusive Finance – Based on the Practice of Inclusive Finance Reform Pilot Zone in Lankao County. Finance Theory and Practice, 2018(9): 45–50.

He Y, Wang Y, 2018, Discussion on the Path of Inclusive Finance for Rural Development in Anhui Province From the Perspective of Internet Finance. Business Economics, 2018(12): 103–104 + 163.

Guo R, Gu W, 2020, Innovation Practice of Digital Inclusive Finance. China Financial Computer, 2020(6): 33–36.

Zhang X, 2020, Analysis of Innovation Practice of Digital Inclusive Finance. Economic Management Abstracts, 2020(15): 16–17.

Xiao W, 2021, Can Digital Inclusive Finance Improve Unbalanced and Inadequate Development? Economic Review, 2021(5): 50–64.

Chen B, 2021, Research on the Development of Digital Inclusive Finance. Financial Management Research, 2021(10): 92–100.

Cai W, Xu M, Duan J, 2019, The Development Path, Problems, and Suggestions of Digital Inclusive Finance in China. Financial Technology Times, 29(7): 83–89.

Yan J, 2021, Problems and Countermeasures of Digital Inclusive Finance in Supporting SMEs’ Financing. Shanghai Commerce, 2021(8): 32–33.

Zhang X, Peng G, Digital Financial Inclusion Development and Regional Innovation Ability: A Nonlinear Impact Study Based on Data from 282 Cities. Technical Economics and Management Research, 2021(10): 32–36.

Zhang Y, Zhou Y, 2021, Digital Inclusive Finance, Traditional Financial Competition, and Rural Industry Integration. Journal of Agrotechnical Economics, 2021(9): 68–82.

Kong X, 2020, Digital Financial Inclusion, Spatial Spillover Effect, and Income Growth: Based on Urban-Rural Dual Aggregate Empirical Analysis. Journal of Dongbei University of Finance and Economics, 2020(3): 61–68.