Small and medium-sized enterprises greatly promote the economic progress and growth of national tax revenue as well as realize the escalation of career opportunities. However, as these enterprises are relatively small scale and have low capacity to face and resist risks in addition to China’s flawed financial credit system, there are many difficulties faced by these enterprises in terms of financing to achieve their own development and progress. Recently, owing to the progress of internet information, especially the expansion of its application in the financial field, it has opened up a way for handling the financing difficulties faced by small and medium-sized enterprises. According to the specific financing situation of small and medium-sized enterprises in China, this study analyzes the impact of internet finance on the financing of small and medium-sized enterprises in China and formulates strategies to effectively deal with the financing difficulties of small and medium-sized enterprises in China, thus promoting the sustainable progress of small and medium-sized enterprises.
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