Prevention of Internet Financial Risks in the Era of Digital Economy

Abstract

As a pillar in the development of China’s economy, the financial industry plays a key role in the production and life of residents. Along with the widespread application of the internet, internet finance has gradually emerged as required by the times, and in the achievement of the collection and extraction of big data, related analysis and exploration technologies have been emphasized more. However, in the context of big data technology, there are still risks of unsound laws, inadequate business publicity, user information security, and capital liquidity in internet finance. Under this digital economy era, this article attempts to discuss these risks, which need to be prevented from establishing a good internet financial system, strengthening interindustry exchanges and cooperation, building a unified internet financial information supervision platform, as well as optimizing the internet financial credit reporting system, so as to promote a healthy and sound development of the whole financial industry.