Investigation into Custom-Built Operational Models for Small and Medium-Sized Commercial Banks
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Keywords

Commercial banks
Staffing optimization
Human capital contribution rate
Cost elasticity
Performance linkage

DOI

10.26689/pbes.v8i2.10492

Submitted : 2025-04-07
Accepted : 2025-04-22
Published : 2025-05-07

Abstract

This research centers on commercial banks’ human resource allocation. It constructs a staffing model grounded in human capital value creation theory and analyzes relevant factors through longitudinal panel data regression. Taking City Commercial Bank A as an instance, the model identifies 12.3% redundant positions and matches jobs with business scale. Additionally, the study proposes a “staffing effectiveness salary” system, providing a framework for optimizing commercial bank human capital in the digital age.

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