Research on Financial Lease Pricing Model
Download PDF

Keywords

Financial lease
Pricing model
IRR

DOI

10.26689/pbes.v5i5.4352

Submitted : 2022-09-12
Accepted : 2022-09-27
Published : 2022-10-12

Abstract

Financial leasing is a financial innovation product with leasing and financing functions. The research on the theory of financial leasing and risk pricing methods should be highly valued. Rent is set based on the total revenue of the lessor and the total cost of the lessee. The factors that affect pricing include project costs, security deposits, fees, lease terms, revenue, interest rates, etc. Using the principle of net present value to elaborate the components of financial leases and constructing a financial lease pricing model from the perspective of maximizing the profit and interests of the lessor, an empirical analysis of the model was carried out using an actual case, thus concluding that the model is effective.

References

Ding Y, Ge X, 2015, Pricing Model Research on Aircraft Operating Lease. Journal of Xi’an Aeronautical University, 2015(7): 16–22.

Yang CM, Liang CH, Wang ZS, 2015, Innovative Research on Financial Lease Pricing – Portfolio Decomposition Method Based on Complex Real Options. Financial Market, 2015(3): 90–92.

The White Clarke Group, 2017, Global Leasing Report, The White Clarke Group, London, 1–16.

Chen WT, Huang KC, Ardiansyah MN, 2018, A Mathematical Programming Model for Aircraft Leasing Decisions. Journal of Air Transport Management, 69: 15–25.

Wu GX, Zeng XZ, Shen JY, 2019, Research on the Rent Pricing of Aircraft Financial Leasing Based on Monte Carlo Simulation. Journal of East China Jiaotong University, 2019(6): 64–71.